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Inclusion in National Health Insurance

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Q1: What Is National Health Insurance? What is the coverage of the NHI program?
A1: National Health Insurance is a compulsory social insurance, every Taiwanese citizen with official residency or foreign national living in Taiwan with an Alien Resident Certificate (ARC), regardless of age, gender, or employment status, must enroll in the program. The participants are legally obligated to pay for premium and have equal rights to access medical care when they fall ill.

Q2: What is the qualification for foreign professionals to enroll in National Health Insurance? How to enroll in the NHI program?
A2: People who obtain an employment in Taiwan, and get the work permit under the Act for the Recruitment and Employment of Foreign Professionals and the Alien Resident Certificate (ARC), shall enroll in the National Health Insurance program by their company (formally known as the "insurance registration organization" ) from the day they are employed.

Q3: What is the qualification for spouses, minor children, and children over twenty years old who are unable to live independently due to physical or mental disability of foreign professionals to enroll in National Health Insurance? How to enroll in the NHI Program?
A3: Once get the Alien Resident Certificate (ARC), spouses, minor children, and children over twenty years old who are unable to live independently due to physical or mental disability of foreign professionals under the Act for the Recruitment and Employment of Foreign Professionals shall enroll in the NHI program and be the dependents of the foreign professionals through their companies.

Q4: How premiums are calculated and collected for foreign professionals, their spouses, minor children, and children over twenty years old who are unable to live independently due to physical or mental disability?
A4: The premium payable by employees and their dependents shall be calculated according to the insured payroll-related amount【formula: salary basis X insurance premium rate X contribution ratio X (1+number of dependents)】.Premiums will be withheld from employee's paycheck and then be transferred to the National Health Insurance Administration (NHIA).

Q5: Qualifications for foreigners to join the National Health Insurance:
A5:

1. Foreign resident who holds a resident certificate in Taiwan shall participate in National Health Insurance after a full 6 months of residence (having continuously stayed in Taiwan for 6 months, or having stayed in Taiwan for actual 6 months with a departure for less than 30 days, and the actual duration of residence should exclude the number of days staying abroad). However, those who have been employed legally can join NHI upon the date of employment. From December 1, 2017 newborn foreign infant who obtains a resident certificate in Taiwan shall join NHI upon the date of birth.
2. Foreign resident will lose NHI entitlement once his/her resident certificate expires, and should withdraw from the NHI.
3. In accordance with the Act for the Recruitment and Employment of Foreign Professionals, which went into force on Feb. 8, 2018, spouses, minor children, and disabled adult children aged over 20 and unable to live independently, having obtained documentary proof of residence, shall immediately join the NHI as dependents of the foreign professional upon receipt of their resident certificates.

 

Contact Ministry of Health and Welfare for more information.

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